Medical
Malpractice
Insurance

Protects healthcare professionals from legal and financial risks of negligence, errors, or misdiagnosis.

What is Medical Malpractice Insurance?

Medical malpractice insurance protects healthcare professionals against legal claims arising from alleged negligence or errors in their professional services. It provides cover for claims related to physical injury, illness, mental harm, or even death of a patient, as well as financial loss caused by errors or omissions in your treatment or advice.

It's important to remember – just because something goes wrong, doesn't always mean someone did something wrong. This cover helps navigate that complexity.

Why do you need it?

Healthcare is a high-risk industry, and even the most experienced professionals can face claims of negligence or misconduct. Claims can result in significant legal costs and reputational damage. Having the correct cover in place ensures that you are protected both financially and professionally – and that your past work remains covered as long as your policy is continuously renewed.

What else should I know?

This type of insurance is issued on a claims-made basis, meaning the policy must be active when the incident is reported – not just when it occurred – in order for a claim to be valid. Lapses in coverage can lead to a loss of your retroactive protection, leaving you exposed for past work.
Never admit liability or respond to complaints without notifying us first – this can impact your cover.
You are required to complete a new proposal form annually at renewal to ensure accurate underwriting.
Know your retroactive date and the importance of maintaining continuous cover – this date defines how far back your insurance will protect you.

Interested? Contact us at specialists@garrun-group.co.za
We will guide you through the available options, including any conditions and exclusions, and ensure the solution is appropriate for you.

Find the Right Medical Malpractice Insurance

We provide Medical Malpractice cover to various Associations and Individuals.
Use the search tool below to find the most suitable option for you.

Important:
Only professions listed in the search function can apply for cover through our online portal.
✓ If your profession appears in the list below, you may proceed by clicking Read More.
✘ If your profession is not listed, please do not continue through the portal,
as cover is not available online for your profession. Instead, contact us for a tailored quote and
we'll assist you directly.

How Can We Help?

Manage Your Cover

Already have an account or renewal reminder?
Log in below.
New to the scheme? Register to get started.

Frequently Asked Questions

If you have any additional questions, please visit our FAQ page.

Documents

Access essential policy documents and resources all in one place.

How Can We Help?

Get a Quote

Protect your profession with tailored liability cover. Request a personalised quote today.

Frequently Asked Questions

If you have any additional questions, please visit our FAQ page.

News

Stay informed with the latest news, announcements, and updates.