DIRECTORS’ & OFFICERS’ Insurance

Protects company leaders from personal liability for mismanagement.

What is Directors’ & Officers’ Insurance?

Directors and Officers (D&O) Liability Insurance protects the personal assets of company directors, officers, and decision-makers when they are held personally liable for decisions made in the course of managing a business. Whether you're leading a large company or a growing SME, D&O cover is a critical safety net for leadership.

Why Do You Need It?

Shareholders, creditors, employees, or regulators can bring claims against directors or officers – especially in times of financial strain or liquidation. Legal defence costs and damages can be significant, and without D&O insurance, your personal assets may be at risk.

Even if you’ve done everything right, economic downturns, business failures, or unforeseen disputes can still result in personal legal exposure.

Directors’ & Officers’ cover provides access to expert legal support when it's needed most.

Get the Right Protection

As brokers, we take our responsibility seriously. We’ll work with you to assess your exposures and guide you to the right Directors & Officers policy – ensuring your personal protection matches the complexity of your role.

Interested? Contact us at specialists@garrun-group.co.za