CYBER LIABILITY 
Insurance

Covers losses, legal costs, and expert services after cyberattacks and data breaches.

What is Cyber Liability Insurance?

Your data, systems, and digital operations are essential to your business. A single cyber incident – whether it’s a lost laptop, a ransomware attack, or intercepted email – can bring everything to a standstill. Cyber Liability Insurance helps protect your business from the financial, operational, and reputational fallout of these events.

Why Do You Need It?

Cybercrime is evolving. Even with strong IT controls, staff training, and secure systems, no business is immune. Human error, data leaks, or targeted attacks can expose sensitive information and trigger a series of legal, regulatory, and financial consequences.

  • Email interception & cyber fraud
  • Operational disruption
  • Contractual obligations.
  • POPIA risks

While robust cyber risk management is essential, insurance provides a much-needed safety net when prevention isn’t enough.

As brokers, we have access to a variety of cyber insurance products that include options to cover liability arising from:

  • Cyber extortion, including ransomware
  • Email interception and social engineering fraud
  • Legal defence and liability following a data breach
  • Regulatory investigations (including POPIA)
  • Incident response and forensic investigations

Why Incident Response Matters

A cyber policy is only as good as the team behind it. The insurers we work with offer strong, immediate incident response support – including forensic IT, legal advisors, and crisis comms – to help manage the situation from day one.

Interested? Contact us at specialists@garrun-group.co.za
We’ll help guide you through the available options, including any minimum IT security requirements, and ensure the solution is appropriate for your business’s size, industry, and risk profile.
© Copyright 2025. All Rights Reserved. Designed & Developed by ThinkTank Creative