COMMERCIAL CRIME Insurance

Protects businesses from financial losses due to fraud.

What is Commercial Crime Insurance?

It’s financial protection for when trust is broken – and when clever criminals slip through the cracks.

In today’s fast-moving world, the ever-changing economic climate, rapid technological advancement, and growing international reach of even small businesses have made every company – regardless of size or industry – a potential target for commercial crime.

Commercial Crime Insurance helps safeguard your business against direct financial loss resulting from fraud, theft, or dishonest acts committed by employees or outside criminals. This includes embezzlement, cyber fraud, forgery, and more.

As a business owner, you need to be vigilant. While you want to trust your team, internal crime is more common – and more damaging – than most expect. Even well-run businesses with robust controls can fall victim.

Why Do You Need It?

In South Africa, employee fraud and digital crime are at record highs. Even the best-run businesses can be caught off guard.

No matter how strong your controls are, there’s always another loophole to exploit.

Contact us at specialists@garrun-group.co.za – we’ll help secure the right protection for your business.

With Commercial Crime Insurance, You’re Protected Against:

Employee Dishonesty – Theft by your staff, acting alone or with others
Computer Fraud – Hacking or manipulation of your systems to steal funds
Electronic Crime – Data loss, viruses, and malicious cyber activity
Extortion – Threats of harm used to coerce employees into illegal actions
Fraudulent Transfer Instructions – Criminals posing as legitimate parties to trick your bank

No matter how strong your risk management, criminals keep evolving. Commercial crime cover ensures you don’t have to bear the full financial burden when they strike.