The Evolution of Medical Malpractice Insurance: A 15-Year Reflection
Written By: Lauren Anderson, Managing Director, Garrun CFP (Pty) Ltd December 2025
When I began my journey as a broker, medical malpractice insurance for low-risk medical practitioners seemed quite straightforward. My early experiences may have differed from others, but it all felt simpler. Typically, I would send out a proposal form, the client would complete it, we would send that to Insurers/Underwriting Managers and Voila!, that was it. There were only a few providers, and their policy wordings were similar, making the process fairly predictable. Even renewals were a breeze—clients filled out a no-claims declaration (NCD) each year, and we were good to go.
Imagine this - A parent walks into your playroom feeling worried about their child. They’ve been told that play therapy can help, and they’re hopeful. But before any session begins, ...
Imagine this - you’re a broker, the trusted bridge between a client and their insurer. The phone rings. On the other end is your client, a doctor, and they’re in ...
When money disappears from a business, the instinct is to look for the nearest policy that mentions fraud, hacking or theft and assume the claim will fall neatly into place ...
